Sources
Every factual claim on this site traces to the documents below. Where secondary sources appear on a page (cost estimates, news coverage), they're labeled as such in place. When sources conflict, the regulation controls.
Official program sources
Law and regulation
The FORTIFIED standard (IBHS)
A note on freshness
The program is new and moving: provider lists grow, and as of our last check the official homepage still carried out-of-date "opening Spring 2026" text even though applications opened March 1, 2026. Each page on this site shows when its facts were last verified. If you spot something stale, email [email protected].